<?xml version="1.0" encoding="UTF-8"?><item href="/academics/majors-degrees/undergraduate/insurance-certificate/index.aspx" dsn="programs"><title>Insurance Certificate</title><title_c/><degree_type>Certificate</degree_type><degree>Insurance Certificate</degree><program_feature/><areas_of_study>Business</areas_of_study><duration>18 credit hours</duration><program_level>Undergraduate</program_level><location>Angola, IN</location><school>Ketner School of Business</school><footnote/><pf/></item>